Terms & Conditions 

1. Overview

 

Welcome to America’s Got Debt (“Company,” “we,” “us,” or “our”). By using https://americasgotdebt.org (https://americasgotdebt.org) (the “Website”), you acknowledge and agree to these Terms & Conditions. These terms govern your use of our Website and any interactions with us or our associated services.

 

We provide information and resources related to debt relief options to help consumers explore solutions for managing their financial obligations. However, we do not provide financial, legal, credit repair, or debt settlement services.

 

2. Website Use & User Responsibilities

 

By accessing the Website, you agree that:

 You are 18 years of age or older.

 Any information you submit is accurate and truthful.

 You will not use the Website for fraudulent, deceptive, or unlawful purposes.

 Your use of the Website is at your own discretion and risk.

 

We reserve the right to restrict access to users who engage in prohibited conduct or misuse the Website.

 

3. Information Provided & No Financial Advice

 

The content available on https://americasgotdebt.org (https://americasgotdebt.org) is for informational purposes only.

 

  •    We do not provide legal, tax, financial planning, or debt settlement services.

  •    Any information on our Website should not be considered professional financial advice.

  •    Before making financial decisions, consult a licensed financial professional or attorney.

 

We are not responsible for any financial choices made based on the information provided on our Website.

 

4. Data Submission & Privacy

 

  •    Users may voluntarily provide information for informational and service-related purposes.

  •    By submitting your details, you consent to being contacted by service providers that may offer financial relief solutions.

  •    Your personal information is handled in accordance with our Privacy Policy (https://americasgotdebt.org/privacy-policy) and applicable privacy laws.

  •    We do not sell your personal data to unauthorized parties.

 

For details on how we collect, use, and protect your information, please review our Privacy Policy.

 

5. Prohibited Activities

 

You agree not to:

 Provide false, misleading, or incomplete information.

 Attempt to interfere with Website functionality or security.

 Engage in spamming, phishing, or deceptive marketing.

 Violate any federal, state, or local laws, including but not limited to:

 

  •    Fair Credit Reporting Act (FCRA)

  •    Fair Debt Collection Practices Act (FDCPA)

  •    Telephone Consumer Protection Act (TCPA)

  •    CAN-SPAM Act

 

Violating these terms may result in restricted access, legal action, or notification to law enforcement.

 

6. Compliance with Consumer Protection Laws

 

We operate in full compliance with:

 FTC Guidelines regarding fair marketing and advertising.

 TCPA regulations on obtaining proper consent before making contact.

 FDCPA laws protecting consumers from abusive debt collection practices.

 CAN-SPAM rules governing email marketing communications.

 

Our Website does not engage in deceptive practices, and all third-party service providers are expected to uphold similar compliance standards.

 

7. Third-Party Links & External Content

 

The Website may contain links to third-party resources or service providers.

 

  •    We do not control third-party websites or their content.

  •    We are not responsible for any products, services, or advice provided by third parties.

  •    Any agreements or transactions made with third parties are solely between you and the provider.

 

Users should perform independent research before engaging with any financial service.

 

8. No Guarantees or Warranties

 

The Website is provided on an “as-is” and “as-available” basis without any warranties, express or implied.

 

We do not guarantee:

 That any debt relief solution will be available or suitable for your situation.

 That the Website will be error-free, uninterrupted, or secure.

 Any specific financial outcome as a result of using the Website.

 

You assume all risks associated with using the Website and its resources.

 

9. Changes to These Terms

 

We reserve the right to modify, update, or discontinue any part of these Terms & Conditions at any time. Any changes will be effective upon posting, and continued use of the Website signifies acceptance of any updates.

 

10. Contact Information

 

For any questions regarding these Terms & Conditions, please contact us:

 

 Email: Info@Americasgotdebt.org

 

Business Address: 800 N King St. Suite 303, Wilmington, Delaware

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Phone: 888-298-5066